State pension

The Czech state pension has two parts — a basic assessment that is the same for everyone, and a percentage assessment that depends on your earnings and your insurance period. This section covers both parts, the retirement age by year of birth, and the conditions for retiring early. The figures shown are those for pensions awarded in 2026.

What the pension is made of

The Czech state pension always has two parts. The first is the základní výměra (the basic amount), which is the same for every pensioner and is set at 10 % of the average wage — 4 900 Kč a month for pensions awarded in 2026. The second is the procentní výměra (the percentage amount), which depends on your earnings and on the insurance period you built up.

This section is an independent calculator for your own reference. It works from the rules and figures in force for pensions awarded in 2026, drawn from Act No. 155/1995 Coll. and Government Regulation No. 365/2025 Coll., both cited on every page. It is not signed off by any authority — the results carry no official standing and are not confirmed by the Czech Social Security Administration.

Where to start

Retirement age — the table by year of birth, and the rule for those born 1974 or later.
How the pension is calculated — the two components, the reduction limits, and the rate per insurance year.
Early retirement — the conditions and the permanent reduction.
FAQ — short answers.

Qualifying for an ordinary old-age pension

You qualify once you reach the retirement age and hold the required insurance period, which is 35 years for pensions awarded after 2018. Substitute periods count towards it only in part.